•Launch: PM-JAY was launched by the Government of India in 2018.
•Coverage: PM-JAY provides health insurance coverage of up to ₹5 lakh per family per year for secondary and tertiary hospitalization.
•Beneficiaries: The scheme targets around 10 crore poor and vulnerable families, based on Socio-Economic Caste Census (SECC) 2011 data.
•New Beneficiaries: All senior citizens aged 70 and above will now receive health coverage under PM-JAY, regardless of income.
•Cashless Treatment: The scheme offers cashless treatment at empaneled public and private hospitals across India.
•Portability: Beneficiaries can access healthcare services from any empaneled hospital in the country.
•Digital Infrastructure: The scheme utilizes technology for easy registration, tracking, and delivery of services.
•Ayushman Bharat: PM-JAY is part of the broader Ayushman Bharat program, which also includes the Health and Wellness Centers initiative aimed at strengthening primary healthcare in the country.
